Fort Collins
CSU, Old Town, the Poudre River trail and Horsetooth Reservoir. Home base for first-time and relocation buyers.
~$550K mid-tier home valueRedfin via Stacker, Jan 2026
Serving Fort Collins & all of Northern Colorado
Buy or sell in Northern Colorado with a plan, the data, and someone tracking every step.
I'm Marcos Altamirano, a real estate agent with Headwaters Realty I help first-time buyers, relocation buyers and sellers make calm, numbers-first decisions, in English or Spanish.
Buyers
Buy a home
First home, relocation or new build. See the full buyer process from pre-approval to keys.
Buyer services →Sellers
Sell your home
Pricing built on recent local sales, a marketing plan, and weekly updates until closing.
Seller services →About
Meet Marcos
CSU real estate & finance grad, bilingual in English and Spanish, and focused on the numbers.
Meet Marcos →Payment estimate
What would your monthly payment be?
Adjust the price, down payment and rate. Property tax, insurance, HOA and PMI are included.
Free resources
Start with the facts
First-Time Buyer's Guide
Every step of buying in Northern Colorado, with typical costs and timelines.
Get the free guide →Seller's Guide
How to price, prep and market your home, and what selling costs.
Get the free guide →What's my home worth?
A free market analysis based on recent sales near you.
Request a value →Mortgage calculator
See principal, interest, taxes, insurance and PMI in one place.
Open calculator →Where I work
Northern Colorado communities
Loveland
About 20 minutes south, with a downtown arts district, Boyd Lake and Centerra. Often the value option for first-time buyers.
~$498K median sale priceRedfin, Mar 2026
Windsor & Timnath
The new-build hubs between Fort Collins and Greeley. I track builder timelines, contracts and inspections for you.
New builds builder contracts reviewed with you
Boulder
Pearl Street, the Flatirons and CU. A move-up, second-home and investor market.
$1.5M median single-family priceIRES via BizWest, Jul 2026